Frequently Asked Questions

Can you tell me how I can get updates of the programs?

When the programs are updated, they are posted on www.analyzenow.com with a new date in the file name. There is a log at the bottom of the first tab that describes the update which often does not affect many people.

How do I download a program?

Go to www.analyzenownow.com and find the link to the program you want to download. Click on it and choose Open if you just want to look at it.  Otherwise click on Save and save it to your hard drive.

How do I get data from my older versions into the new one?

Use the Copy and Paste commands. If you have formulas or links in the older versions, it may be better to use the Paste Special, Values command under Edit on the tool bar unless you check carefully to see that what you pasted in the new program cell is exactly what you want. You can only do this with the blue colored cells, but you can copy blocks of blue colored cells as long as they are contiguous and are in the same order as the new program cells.

What does Affordable Expense mean?

Affordable expenses are the result of the computers calculations to tell you how much you can budget for your normal living expenses in retirement. It’s always an after-tax number, and if you made entries for special expenses or debts, it excludes those expenses as well as interest and principal payments on the debt. The computer gives first priority to paying income taxes, debt payments, and any special expenses you might enter including insurance payments, college expenses, or whatever. Then, after those are paid, it makes a calculation to determine how much you can afford to spend for everything else. All of our programs let you enter a different affordable expense so that you can see what will happen to your investment balances at higher or lower affordable expense levels.

How do I enter more deferred-tax (or other) investments on the Investment tab?

With the Investment tab up, go to Insert on the toolbar at the top of the screen. Click on Worksheet. That will insert a new worksheet into the program next to the Investment tab.

You can use the New Worksheet to enter additional accounts, more information and updates. If you want, you can change the title on the tab from the default Sheet […] to another name for the New Worksheet by right clicking on its tab. You could call it Def'd Tax Invst for example.

Copy the deferred-tax (and/or other investment) table from the Investment tab. Paste it into the New Worksheet. (After pasting, you can save the time to change column widths by next going to Edit on the toolbar, select Paste Special, then Column Widths, then Enter.)

Insert as many additional rows (Insert, Rows) or columns as you need in the table in the New Worksheet and enter your additional account information. Then, on the New Worksheet, sum the values in each column.

Then go back to the Investment tab and delete those entries. Select one row on the Investment tab for the summary values. Label it “Summary—See [title you gave the new tab].” Then in each of the numerical cells of the Investment tab summary row, type an = sign (but don't hit Enter), click on the New Worksheet tab, click on its corresponding summary cell in the New Worksheet, and then Enter. Thus your Investment tab cell will have the same value as in the summary row of the New Worksheet. Do this for each numerical cell in the summary row. Thereafter, make updates on the New Worksheet.

I can't change an entry and get the message that I need a password.

Such cells can't be changed by typing in a new number. They are either controlled by a button next to the cell or are derived from inputs elsewhere in the program.